Property settlement calculator
Estimate your likely property split in Australia, in dollars. This is a simplified estimate based on future needs. It is general information, not legal advice, and the real outcome is always a range.
Include superannuation. It counts as property.
How a property settlement is calculated in Australia
There is no official government property settlement calculator, and no fixed formula, because the outcome is decided with judicial discretion under the Family Law Act 1975. Instead, a court works through four steps, and this calculator follows the same logic in a simplified way.
- Identify and value the pool. Everything you both own, including superannuation, less the debts you owe. Superannuation is property and is counted.
- Assess contributions. What each person contributed: money earned, but also homemaking and parenting, which are weighed seriously. A 50/50 split is not automatic.
- Consider future needs. The estimate then adjusts for things like the ongoing care of children, earning capacity, age, and health. This is the part this calculator models.
- Check it is just and equitable. The result is reviewed as a whole, which is why the honest output is a range, not a single number.
Because contributions need detailed information to assess properly, this quick calculator assumes they were broadly equal and adjusts only for future needs. That keeps it honest about what it can and cannot tell you. The full Separately assessment is what actually weighs each person's contributions to produce a reasoned estimate.
Common questions
Is there an official property settlement calculator in Australia?
No. There is no official government calculator, because property settlement is decided with judicial discretion rather than a fixed formula. A calculator can give you a reasoned estimate and a range to work from, but not a guaranteed figure.
Is the split always 50/50?
No. A 50/50 split is not automatic. The court starts by weighing each person's contributions, then adjusts for future needs such as the care of children, earning capacity, age, and health. The result is often not equal.
Does superannuation count in the asset pool?
Yes. Superannuation is treated as property in Australia and is included in the pool, even though it usually cannot be cashed out until retirement.
How accurate is this calculator?
It is a simplified estimate for orientation. It assumes contributions were broadly equal and adjusts only for future needs, so it cannot replace a detailed assessment of your actual contributions. Treat the result as a starting range, and get a full assessment or legal advice before relying on a number.
This calculator is general information about Australian family law, not legal advice. Property settlement outcomes are discretionary. For advice about your situation, speak to a qualified family lawyer.
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